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CQIB Queensland Day Insurer of the Year Awards
PRESS RELEASE
QUEENSLAND DAY CELEBRATIONS
Last night, 250 members and guests were welcomed to CQIB'S traditional Queensland Day celebration at the Brisbane Convention Centre Sky Room.
An annual date…
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Travel Insurance - Why you can’t leave home without it
A broker colleague has family members who enjoyed the delights of a Mediterranean cruise a year or so ago. They recalled that they were encouraged, whilst on board, to…
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Financing Options: Lease vs Chattel Mortgage
With the end of financial year just 3 months away, it may be time to start thinking about how you can save tax this year. One way is purchase a…
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Body Corporate Committees .... and the risk of underinsurance
Being a member of a body corporate committee is one of the many voluntary community roles that do not receive the proper recognition for the hard work involved.
The role…
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Recent Published Article talking about Serviced Residential Housing
Serviced Residential Housing Article
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Common Myths about General Insurance
Every day we come across clients with misunderstandings about general insurance. Here we've features the Top 5 Insurance Myths developed by The Insurance Council of Australia to help clarify your…
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ASIC finds only 3% of financial plans good:
Here's how you can make sure you get the right advice
According to the recent ASIC Shadow Shop Survey to test the quality of financial advice, only 3 per…
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Who will you call for Insurance that is right for you?
Most of us work hard and along the way, acquire valuable assets that make our lives easier and more pleasurable. Over the years, our assets form part of an investment…
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The Devil is in the Detail
Many businesses become involved in contractual arrangements which will require agreement and signature. These contracts will naturally cover a wide range of different circumstances including labour hire, work performance, rentals…
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Pool Safety - New Laws
Queensland has some of Australia's toughest swimming pool safety laws and since they were introduced in 1991, the number of child drownings has halved. Even so the statistics are still…
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Caring for Clients
PB Insurance is extremely dedicated to providing our Clients with a high level of Service with Insurance Solutions
To ensure our Clients are being well looked after with other financial…
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Management Liability
Many companies, their directors and senior managers unwittingly allow themselves and their personal possessions to be exposed to litigation that is occurring more regularly than ever before. Without adequate insurance…
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A Disaster Waiting to Happen
Using handheld mobile phones while driving - the law is clear but many of us have done it and many of us get away with it. Here's a story…
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Your Policy Wording Explains it all
Insurance policies are complex contracts containing a myriad of conditions and exclusions and every insurer it seems uses different words, sentences and phrases in their policy wording documentation.
With…
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Education - is that the key?
Once again the issue of underinsurance has been raised after the recent string of natural disasters. Should there be some government and industry commitment to improving community understanding of insurance…
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Burglars on the job
For his book ‘Burglars on the Job', criminology professor, Richard Wright, interviewed active burglars.
The result was some candid revelations about their ‘job' and their ‘targets'.
• Burglars usually know…
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Managing a crisis in your business
Managing a crisis in your business.
Being in business in today's environment is hard work, with the businessperson having to keep a close eye on many aspects of the business,…
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Care and Maintenance - your responsibility
Maintenance versus loss
The requirement to take reasonable care to protect and maintain your property is contained in all household and commercial policies and extends also to your duty to…
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Company Directors at Risk
Directors and Officers Insurance
It is widely believed that the current financial crisis will lead to an increasingly litigious environment. This has already been very much evidenced at the…
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Cyber Crime
Coming soon .... To a computer near you
Many of us in the modern day business world do not pretend to fully understand the workings of computers; rather, we…
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Who is going to pay?
Here we go again - following the torrential rain in Queensland, the question of whether water damage to property is classified as storm or flood and therefore covered by your…
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Statutory Liability
In December 2008 a 38 year old male truck driver sustained injuries to his face while unloading a trailer.
The court found the company held obligations under the Workplace Health…
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Fidelity Insurance - What is it?
Being the victim of fraud is unnerving for business at any time. Not only can it impact on the business financially it can damage the reputation of an organisation. The…
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Climate Change - we can’t ignore it
Severe bushfires in one part of Australia, flooding in another at the same time... Climate change is a serious threat facing Australia today. Whatever the debate about climate change, there…
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Can you afford the gap?
The dangers of underinsurance for businesses are obvious - you are not fully protected against the impact of an unexpected event. And yet over half of Australian small businesses are…
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Corporate Travel Insurance
If you or your employees are required to travel either internationally or domestically while on business, you should make sure your organisations isn’t exposed to significant expenses they can incur.…
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Good Intentions are Not Enough
The evolution of legislation such as the Corporations Act, has created a greater need for compliance with regulatory and corporate governance standards. To add to this, the recent global financial…
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Pardon the interruption
Many smart business owners have ensured that they are adequately insured for material damage, liability and wages cover in the event of a disaster at work, such as a fire,…
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Why use a broker?
Insurance is complex, particularly in the commercial arena. It is crucial to the success of your business that you have the RIGHT cover should disaster strike. Using an insurance broker…
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